Colin P
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Posts posted by Colin P
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Yes Andy - one of the reasons the Alfa Giulia Veloce was so short lived with me. IIRC it red lined at c5500 revs and with 8 gears you were forever changing gear and could be in 8th at 40mph. OK if you are driving in Auto for a smooth ride, but I don't at least not in the Lotus/Alfa/Alpine. It all depends how close the ratios are and how well matched they are to the engine. I will say it again, the Auto box on the Evora was nigh on perfectly matched so I assume the same would apply to the Emira V6 given its the same box and engine, unless they have changed the diff ratio.
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I'd agree @C8RKH.
My Evora 400, as you know, was an IPS, set up really well and the gears matched well to the car. Only having 6 gears is in my mind right and keeps it much closer to the feel of a manual. Direct comparison to my Alpine which is a 7 speed DCT and I'd be hard pushed to say that they feel a lot different when driving at anything beyond 2 tenths. When pootling the Evora transmission could occasionally hunt a bit, which the DCT doesn't. On the other hand the DCT can jolt when manoeuvring.
There isn't much in it. I prefer the 6 speed as it was really well matched to the V6, but both work really well.
I'm definitely considering an i4 and one thing that does specifically concern me is whether the 8 speed transmission will be as nice as the 6 speed in the V6.
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You my friend are a loooong way from ordinary.
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1 hour ago, C8RKH said:
Again Colin my comment was based on my experience and the contractors were absolutely taking the piss and in my opinion fleecing the insurer.
The statement was sweeping and read on a natural reading implies that insurers generally do not manage their costs and don't care about managing their supply chains. I'm also aware that you are a naughty boy
and intentionally elicited a response from me. I don't dispute your point in individual instances, just that on the whole a lot of due diligence goes into these arrangements and they are value for money. There are instances of people taking the piss in all industries and construction as a whole is pretty poor (you know my involvement in the cladding/construction issues). IT ain't far behind though, bunch of cowboys. 😜
2 hours ago, C8RKH said:More Than have more than earned my loyalty.
I can't see the brand living on. I reckon you'll be on the standard Admiral product within 12 - 18 months. No shame there - we are.
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@C8RKH I was referring specifically to your assertion that insurers do not manage their supply chains and allow contractors to: "fleecing them out of thousands each claim, or, causing them to pay out more through inefficient, and lengthy repairs, that could be shortened."
If you think that insurers do not manage their costs then you are mistaken. These supply chains are managed and on the whole represent not just significant savings, but they actually facilitate capacity to actually get repairs conducted and quickly. On the whole therefore they are financially beneficial, whilst also being beneficial for the customer experience.
Clearly it went wrong in your case and it won't be isolated, shit happens - it would be far worse without these supply chains though - especially when there is a surge event and capacity needs to be scaled up and the only way you get this capacity is by calling on these arrangements.
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4 hours ago, C8RKH said:
However, Insurance Companies, from my own experience, do not do enough to manage their supply chain, especially when it comes to reinstatement, who often, are fleecing them out of thousands each claim, or, causing them to pay out more through inefficient, and lengthy repairs, that could be shortened.
But all this does Andy is to prove that in this instance you don’t know what you are talking about. A lot of effort goes into these supply chains and they represent savings over costs incurred when customers select their own contractors. Yes sometimes things go wrong and you’ve clearly experienced this, but you can pretty much guarantee it will have been held to account.
You are correct on the paintings, it’s a business so not going to be attractive to most personal lines insurers. There will also be a restricted market given the subjective value of art. Fine Art and Specie is specialist (read fewer markets = less competition).
4 hours ago, Kimbers said:26 years and not a claim. Thats the thing that galls me.
I know I may need it but if you read my original post they have refused to cover Wendy's paintings which are over half if not more than the value of the contents and essential to her business so Pfffft.
I get it, but put this another way. Someone’s house burns down. It costs an insurer £600k. Basic Buildings and Contents can generally be had for <£300 a year, even now. So someone has to have insurance claim free for 2000 years to pay for the one house fire.
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The comments about statistically insurance not being worth it is correct. Then again it is the whole principle of insurance. You divide the expected claims by the number of people that you are insuring and create a pool to pay out the one who has a claim. But because you are a company you need to then add expenses and, shock horror, profit. Therefore absolutely insurance does not stack up on a statistical basis. Right up to the point that you are the one who makes the claim.
I don’t buy warranties, I’ll just run the risk myself, but when it comes to your house and contents @Kimbers the question you have to ask yourself is, if it burnt to the ground and you only had the clothes on your back can you handle funding replacing everything else at your own expense? Personally the answer is no, but as with my cars I just opt for the biggest excess there is, unless it has minimal impact on the premium. I also don’t buy personal effects, bikes, jewellery etc. just core buildings and contents.
House insurance (ok pretty much all insurance) is increasing a lot at present, there are genuine reasons for it which I could bore you all with, but suffice to say a key measure is ACPC (average cost per claim), which for the last few years in property insurance has been running at between 15-30% each year, compound, and this needs to be paid for out of the premiums. Not nice, but that is how it works.
@C8RKH just FYI in case you were unaware, More than are now Admiral, who bought the RSA book a couple of weeks.
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White label products can garner a different experience as the brand fronting it will be interested in their customer bases experience and be pushing the provider to perform. In some instances they may actually administer it themselves. There is every potential that Co-op run it themselves and Markerstudy are just the capacity provider.
That said perception can be a big influence. I'm aware of a scheme where Air Source heat pumps were installed to replace gas boilers on a large scale. The occupiers were complaining that they were not heating properties up quickly enough on demand. Even when education around how to use the systems efficiently was provided the feedback was still poor. Eventually a "Boost button" was installed on the systems. There was witnessed an immediate improvement in customer satisfaction.
The fact that the button wasn't connected to anything had seemingly no effect.
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There must be something specific impacting your terms that insurers are not keen on. A broker may be able to help you isolate what it is, they should be familiar with the rating factors if you quiz them a bit. If you can isolate it you may be able to do something to either change the cause or eradicate it (ie a particular modification could be undone, adding another named driver)
Accepting generally that there is a large increase in prices this year (yet another loss making year for motor insurers last year, impacted by increased claims numbers and a massive uplift in repair bills and hire car charges arising from longer repair times due to parts supply shortages, shortage of repairers and a significant wage uplift for those that there are as employees demanding pay rises reflecting their level of demand - yes I do know something about this) this has generally been 10-20%.
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This is a little guess work, but my understanding for Pre-Reg cars/Demos is that the dealer has to have it for 3 months before they can sell it and this impacts their tax position if they don't (tax relief on demo vehicles). Perhaps this is longer on commercial vehicles. May be protecting themselves against incurring a tax liability.
Regardless, if it were me I'd walk away.
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Dates are Friday 28th July to Wednesday 2nd August. Bit later than usual this year.
Fortunately the guys are accepting of mon petite Lotus de francais and still letting me participate.
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10 hours ago, mattthesparks lotus esprit said:
Hi Guys been a long time since ive had the Esprit out to the Newlands meet. What was this Al about paying for parking, is that still the case?
Installed, regularly didn't work, ripped out. Free again.
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Will be there in August with @C8RKH amongst others
. Can't wait and the TT sets it up nicely.
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2 hours ago, march said:
Big thunderstorm, Big thunderclap, Big lightening, Big Bang from TV followed by small mushroom cloud above said TV, no more TV and knackered broadband router.
Tonight is going to be hell - No TV! 😱
Upside is I am feeling a bit smug as I made sure we had a spare router for just such occurrences and we are now googling for new TV. Any suggestions for a good budget TV?
Costco if you can, believe it or not. They will give a 5 year guarantee and outprice the electrical retailers. Another vote for LG being good value
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Hmm, seems I may have a different view here and I do take issue with quite a lot of the overly sensitive political correctness.
Whatever your individual view of the appropriateness of a Gollywog (and I collected the badges as a kid) it is pretty well understood in today's climate that they are found to be offensive to fairly significant elements of society, so to display them openly in a public house or any other business, regardless of any intent or underlying personal feelings seems pretty bloody naive and the actions of big brands distancing themselves from it I would suggest is entirely predictable.
If I still had my badges would I keep them in a drawer and look at them now and again, yes. Would I pin them on my lapel and walk around with them or display them prominently behind me on teams calls, absolutely not.
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20 hours ago, C8RKH said:
Ah, so Coleen az an Alpeen!
Will have and will have run it in before our little outing to the IOM.
I thought about a TTRS, but just the thought of spending a week with you having bought one of them turned my blood cold....
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Comfortable, usable Lotus. Low weight, modest power but a bit bigger than an Elige. Probably what the late Europa should have been. Stick a Lotus Badge on it and no-one would know any better.
Speaking to the dealers half the customer base are, or were Lotus owners.
Think Norfolk "sur la mer"
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14 hours ago, Barrykearley said:
Use comparethemarket. They can do both provisional and full license policies.
it’s super easy to just change details in just a few clicks.
80bhp polos about £1050 fully comp which this one is.
95bhp polos which are TSi ones we’re about £1250 full comp.
just done and paid for the provisional policy with me as a named driver £228.
seriously I was trying to persuade her to have an UP GTI as they were only £1250 ish - I even gave her the option of a Fiat 595 arbarth since that was £1700….. but apparently this is a car for her not me 😂
Kids eh. My daughter turned down a late model Alfa Spider (cheaper to insure) instead insisting on a Fiat 500.....
We provide a car for our kids whilst they are in full time education on the basis that they either hand it back or buy it off us when they go out to work. The boys both handed them back - leaving me with having to dispose of them. I was thinking with the Alfa that I may have kept it. C'est la vie.
PS, what made me happy today..... the Alfa Giulia lasted a whole year (very nice car....) but the lure of missing a sportscar meant that it went today (Ouch! 12 month depreciation). New sportscar waiting PPF for collection on 17th May. Unfortunately the current Emira debacle means that the new car is "Lotus like" rather than a Lotus.
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Finally sorted out the study. Need to make the bus now and get some track for the emerald night.
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Best bet is to find a small local company with a good rep. Steer clear of nationals and as Kimbers said, the minute they mention calling the boss eject them - or tell them up front that you are not interested in any nonsense and they get one shot and you will compare quotes and product before making your decision.
Historically (or when other works ongoing which need B.Reg approval) I'd install myself, but it is regulated so you either need an approved (ie FENSA) installer who will register it with the LABC or you will need building control to sign off on it. There are specific questions when selling the house around replacement doors/windows and solicitors will kick off if not recorded.
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18 minutes ago, LotusLeftLotusRight said:
Sturgeon resigning.
.... and to think I was headed for the "What made me happy" thread.
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You are a naughty boy @Bravo73. No tan interior though (and please don't go and find one!!)
ps - even if I were prepared to pay a premium to a flipper there is no way I'd get £95K past SWMBO
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All can say is, it's probably a good job that you can't buy one off of the bloody forecourt. You know me and green cars!!
I had planned on looking at early second hand i4s....... but I'd expected them to start hitting the market some time in mid/late 2024, which now seems pretty unlikely.
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and intentionally elicited a response from me. I don't dispute your point in individual instances, just that on the whole a lot of due diligence goes into these arrangements and they are value for money. There are instances of people taking the piss in all industries and construction as a whole is pretty poor (you know my involvement in the cladding/construction issues). IT ain't far behind though, bunch of cowboys. 
. Can't wait and the TT sets it up nicely.
Cracked Evora 400 windscreen replacement.
in Interior/Exterior/Lights/Glass/Alarms/ICE/HVAC/Other
Posted
I was under the impression that the clam had to be loosened and shifted slightly to facilitate the windscreen replacement so it was always a "do it at the dealer" job so that they can facilitate that?