Insurance prices!

[andydclements]

How do you know that?

I moved form Norfolk to Luton, to Stevenage then back to Norfolk. 2 increases in premiums (mid year so not general cost of premiums) then 1 decrease.

[Gasman GT3]

Just got a quote from hagerty

[rens914]

I've got my car insured all risk for

[Pred247]

WTF have I been doing wrong all this time?

My current premium is

[mike_sekinger]

Just had my renewal through from AON.

Age: 39

NCD: 7+

Loction: Worcestershire

Vehicle: 1999 V8 Sport350

Modifications: Yes - everthing declared and listed in spec sheet

Mileage limitation: <6000

Premium: 1211

Included 35 days Green card cover, but is extendable at extra cost up to 5 months

[Hippo]

CAR: Lotus Esprit V8 GT and Mini Cooper S JCW (both kept on driveway)

INSURER: Admiral multicar insurance policy

NCD: 6 years no claims

MILEAGE LIMIT: 5000 on both cars

LOCATION: Newcastle Upon Tyne

PRICE:

[andydclements]

John, a lot of us have the Esprit (s) on classic car policies, that makes a big difference, mine would probably be way over

[davegtst]

Jesus Predator thats a bit steep! I'm 28, 10 years no claims (had a smash last year but apparently it doesn't affect the new policy) 1990 se unmodified with an agreed value of

[B.Kling]

Your age: 21

Car: 1990 Lotus Esprit SE

Location: Pennsylvania, USA

Insurer: Progressive Direct

Points: 5

Mods declared: None

Milage allowance: Unlimited

Previous claims: None

NCB: (Dunno what NCB is...)

Price: ... ~$4,000 / yr

[davegtst]

NCB = No Claims Bonus.

[Gasman GT3]

WTF have I been doing wrong all this time?

My current premium is

[Tentenths]

And John, as a ClubEsprit member you also qualify for discounted rates with some of the classic/collectors car insurers. Full details here. Just gets better don't it?

[claimchaser]

Your age: 43

Car: Lotus Esprit Turbo 1988

Location: Madison,Alabama,USA

Insurer: Allstate

Points: None

Mods declared: None

Mileage allowance: unlimited

Agreed Value : $25,000

Previous claims: None

NCB: None

Price: $435.00-6 month policy

[cly_mitchell]

I just renewed today with Hagarty.

'83 TE

3k miles (did about 2k last year)

$24K agreed

road side assist

full coverage

$221.00 for a year

I'm happy with that B)

Clay

[CharlieC]

Your age: 39

Car: Lotus Esprit S4

Location: Cambridge, Engerland

Insurer: Hagerty

Points: None

Mods declared: Brembo front brakes, Braided clutch hose

Mileage allowance: 3000

Agreed Value :

Edited March 1, 2008 by CharlieC

[Bibs]

^ Including Club Esprit discount

[oneshot]

Ok

For a Sport 350, garaged I rang FJ - they quoted

[Jonathan]

Just had mine renewed - only saved

[mike_sekinger]

Just had mine renewed - only saved

[Jonathan]

Hmmm thats interesting, fanks for dat B)

[Gasman GT3]

In my experience over the years with classics and sporty cars they dont bother about NCB because they assume it's a second car and your NCD only applies to your daily driver. It has always seemed strange to me that your NCD does not apply to all cars your drive?

[Hippo]

The world of car insurance has always been a mystery to me...if i have 7 years no claims why oh why oh why does that only apply to one car??

last year:

CAR: Lotus Esprit V8 GT and Mini Cooper S JCW (both kept on driveway)

INSURER: Admiral multicar insurance policy

NCD: 6 years no claims

MILEAGE LIMIT: 5000 on both cars

LOCATION: Newcastle Upon Tyne

PRICE:

[Bibs]

If you join Club Esprit you'll get significant discounts with Classicline, Adrian Flux, Hagerty and Footman James!

[Paul C]

Hmmm thats interesting, fanks for dat B)

Yep mate, i've got full no claims and have used it once (for three months) in

the last ten years. GET THEM TO PUT IT IN WRITING that you have full no claims.

I had not used mine for five years, then we bought this POS rover for Vicki to learn

to drive in, i sent my proof and got no claims, no problem, despite the time i had not

used it.

I'll go further though, this is nuts:

Vicki's first car insurance was going to be a lot of money. Obviously i was going to

be a named driver, but THIS is the really interesting bit...

As i had unused full no claims, and was a named driver, Vicki had FULL NO CLAIMS

applied to her very first car insurance. Then the next year continued a full no claims

driver herself. Saved hundreds and hundreds of pounds.

Ace! But bonkers.

[Splodge s4]

Renewal arrived from Classicline, last year was