What made you UNHAPPY today!

[C8RKH]

On 21/03/2022 at 18:07, windymiller said:

£429 renewel from aib for the insurance with value at 32k is that an ok price ?? (evora s1 na)

Your paying about £160 more than I pay for my Evora 410, value £60k and business use.  I don't have track day cover on it but do earn more NCB on it 

[windymiller]

bit late now had to renew but trouble is all my no claims are used on a car and a van so i have a ltd mileage policy with AIB, guessing that might make the difference ? last year LV wouldnt quote on it to add it to my group cover

[Rambo]

I think you've been stung. FJ insure my 09 Evora for just over £320 

[windymiller]

is what it is but adrian flux were the same price and i couldnt be bothered to ring round much more, endoscopy today and so worrying about other things !! 😔

[Rambo]

Ooohhh, good luck with that wm

Next year give FJ a call. No affiliation but they insure my Evora and 2 M100 Elan's on a group policy for a touch over £520. Euro cover, GVS, scrappage scheme, 5k miles etc....

[phil flash]

Insurance stuff -

When I bought my Evora LE in 2018 I was recommended Esure by somebody who already had one. Last December it auto-renewed at £238.76, £18 less than the previous year. That's for 6,000 miles per year, including Business Use. (The year to March 2020 I'd done 5,860 miles). Cover for France is extra but as I haven't been for 2 years because of Covid Restrictions that's not been necessary.

When my Home Insurance needed renewing I checked Esure and they were best price .. but a few weeks later they sent me a cheque for £41.52 because I hadn't ticked the box to link it to the Evora Policy for the 'multiple policy discount'.  Seem to be one of the few companies not trying to rip people off ...  how they deal with claims, I'm pleased to say I do not know.

[ChrisJ]

Insurance renewal seems to be a bit strange (for my non Lotus cars) over the last year. Normally it increases by x% on renewal and I shop around - and never give them an opportunity to requote. Both cars last renewal was cheaper than the previous year - so I didn't look elsewhere. RAC & Direct Line.

[jep]

Admiral insurance premiums have fallen over the past 18 months on my two non-Lotus policies. 

Both renewal quotes were less by over 10%. A phone call saw a further reduction. A polite further enquiry, gave another reduction. 

I did shop around a few years ago but it came to light that many multi car policy insist all cars and drivers live at the same address. Admiral do not require this. 

I even enquired with Renault Insurance.....who wouldn't quote on the 5GT turbo.

Justin 

[windymiller]

had to try three petrol stations this morning all out of everything except v power at one garage (saved!!) im guessing the protestros walked or rode a bike to the refinery to protest ?

[Chillidoggy]

All our local stations are out of fuel now. Hopefully, Plod will arrest the the brainless morons.

[Alfa2Evora]

I should really have posted this on Thursday after my chat with the doctors but it has taken me until now to even try to come to terms with it.

LATEST UPDATE ON JENNIFER:

Very much mixed emotions over the period since my last update.

I'm happy to report that apart from a slight glitch Tuesday before last, the cause of which was ultimately traced to a bowel obstruction which must have been causing her a fair amount of discomfort if not pain, Jennifer has had a settled time over the past couple of weeks.

Unfortunately however, this settled time is also causing some concerns for the medical team, as she has not really made any significant progress either. This static period in her rate of recovery is worrying as she really needs to continue to be making steady improvements during this latter part of the post-trauma phase. Sooner rather than later now, she will reach a point where the recovery graph is going to flatten out anyway, after which time her progress is going to be noticeably slower so she needs to make-up as much ground now as possible - the setbacks she suffered previously have certainly not helped with that.

Her consultant has gone so far as to warn me that as things stand, Jennifer may never make anything near a full recovery and in fact she may never even reach a level where she can resume a relatively independent life at home.

Devastated and utterly heart-broken doesn't even begin to describe how I'm feeling right now at the thought of having to place my darling girl in a nursing home, possibly for the rest of her life if her 24/7 dependency continues as is. That will kill her, and me - maybe not as quickly, but certainly as surely, as plunging a knife into our hearts.

I'm exploring every avenue looking for alternatives but my biggest concern is that when Social Services inevitably become involved as the hospital moves towards Jennifer's discharge, I'm going to have about as much say in her future as the guy who comes around every fortnight to jet-wash our wheelie-bins.

We were in the process of organising Powers of Attorney when Covid struck so never got the paperwork signed-off. In her current mental state it is unlikely that Jennifer will be deemed able to make this decision so I'm having to consult a lawyer this coming week about petitioning the Probate Court for me to be granted Guardianship.

Take it from me guys and gals, if you don't have a PoA in place - do it now! Marriage etc counts for nothing in this situation.

[Painterdave]

Keep strong look after your self she will need you as you know her better than she knows her self at the moment 🤞

[bogle]

Wow, I've had living wills drawn up starting 10 years ago.  In fact, we had to update it when my mother-in-law passed away to modify the beneficiaries.  Yes, it does help to have this in place in cases of emergency.  It also makes it easier on family members.   I'm so sorry to hear that Covid prevented your PoA.  That's very unfortunate timing.

Jennifer has her own schedule in regards to healing.  She still may surprise you and the doctors.  Please hang in there.  This is a lot for one person to handle so please ask for help from family members and friends. 

  

 

 

 

 

[johnpwalsh]

David. You will have read my earlier message. As Dave, Bill and many others have mentioned above. Jennifer may well surprise you and the medical team yet. Never give up hope for you significant other. You know where I am if you just need to chat.

 

All sending our best.

 

John & Wendy.

[Kimbers]

I have a stinking cold. After 2 weeks of COVID I get 2 weeks of feeling ok then POW! Have a nasty cold.

Reckon I was a bad person in another life!

[pete]

Probably

[Sparky]

God frowns on selfies.

[pete]

Bloody electricians

[exeterjeep]

21 minutes ago, pete said:

Bloody electricians

That's pretty careless, it is not as if the glass door was hidden in the wall!

[pete]

@Dan E

[Rambo]

But how did that drill bit drill through glass without actually smashing it? I doubt whether it would have had a diamond tip.

[pete]

It's toughened glass if you look carefully it has shattered , it's not pattern glass

[exeterjeep]

7 hours ago, pete said:

It's toughened glass if you look carefully it has shattered , it's not pattern glass

Looks a bit like a pic I posted some time ago, when I broke one of the french doors.

[Dan E]

🤣 That 100% to regs, tis not a problem  

[windymiller]

whilst fixing heating system totally screwed my back up 😔